Finance 101
Finance 101
Finance 101: What you need to know to Lease or Purchase a vehicle at Brighton Ford
Here at Brighton Ford, financing a car, truck or SUV is a streamlined, easy and quick experience! We value your time and strive to make the entire process as quick as possible and even offer you the option to apply for financing online!
Our team of Financial Managers work to make this process one you enjoy with transparency, clearly explaining your options and simplifying the conversations that we have.
Financing a Car: General Overview
Financing a new vehicle is rather straightforward. At Brighton Ford we work with multiple lendors in the area to offer you the best possible rates and programs. An auto loan typically comes with a down payment and then monthly payments that follow, based on your term, interest rates and other key considerations. The higher down payment you put down up front, the less your monthly payments will be for the future. Our Financial Managers will help you find the down payment and monthly payment that fits in your budget.
Need to purchase a warranty?
Our experienced Finance Managers are here to help! Whether you just purchased your vehicle or your current warranty is about to expire, we can help! Please contact one of our Finance Managers directly and they would be more than happy to give you a custom quote to proctect your vehicle!
Looking For More Information?
Peel back the layers and go deeper into the Ford financing process with the help of our experts today. Simply input your contact information into the form on this page and a Finance Manager will respond to you and answer any questions you may have. You can also apply for credit right from our Finance tab! Brighton Ford is making the car buying (or leasing) process as easy and simple as possible!
Finance Q & A
Q: Do I need to put money down?
A: No, but if you have poor credit we recommend to try to put down 10 - 20% of the purchase price.
Q: Does Brighton Ford deal with bad credit?
A: Yes, absolutely! Brighton Ford's Finance Managers work with many lenders who finance anyone with bad credit, or even no credit at all.
Q: Does Brighton Ford offer loans on Commercial vehicles? What if my business wants to purchase it?
A: Yes, Brighton Ford offers financing on commercial vehicles. The financing can be in an individual's name or in a company name.
Q: Can I buy the vehicle I'm currently leasing?
A: Yes, our Finance Managers in our Used Car Department can help you!
Q: Do I have to go to the Secretary of State to transfer my plate or to get a new plate?
A: No, Brighton Ford takes care of everything for you! We strive to make the process of purchasing or leasing a vehicle as easy as possible and respect your time.
Q: Will this inquiry hurt my credit?
A: No. All inquiries within 30 days count as one inquiry.
Q: Can I pay off my loan early or any time I want?
A: Yes! All of the loans that Brighton Ford offers are simple interest so you only pay for what you use. You may pay off your balance early anytime you want!
Q: What if I have more questions?
A: The Finance Managers at Brighton Ford are more than happy to walk you through the entire process of financing a vehicle or on purchasing a warranty. If you have any questions feel free to reach out to them directly via phone or email and they will be happy to assist.