Buying a Car For the First Time? Take Advantage of the First Time Buyer Program at Brighton Ford!

At Brighton Ford, we understand that buying a car for the first time has the potential to be stressful. After all, it is one of the most important financial decisions you'll ever make!

To help you with your first vehicle purchase, we offer the First Time Buyer Program. This program is designed to assist those that have little to no credit. We slowly walk through the car buying process with our first time car buyers, ensuring that every purchase is an informed one. We work hard to make this purchase not only exciting, but also simple and hassle-free. 

What Do I Need To Bring With Me?

We may ask for additional documents or identification, but bringing the following to apply for financing is a good start:

• Driver's License
• 2 most recent pay stubs
• Utility Bill in your name (make sure it shows your home address)

 

Apply Online Now!

We are excited to offer the ability for you to apply for financing online! This helps you save time while visiting us! If you have any additional questions, don't hesitate to reach out to our Finance Managers at (810) 227-1171. We would be happy to help guide you through this exciting time!

 

 

Finance Q & A

Q: Do I need to put money down?

A: No, but if you have poor credit we recommend to try to put down 10 - 20% of the purchase price.

 

Q: Does Brighton Ford deal with bad credit?

A: Yes, absolutely! Brighton Ford's Finance Managers work with many lenders who finance anyone with bad credit, or even no credit at all.

 

Q: Does Brighton Ford offer loans on Commercial vehicles? What if my business wants to purchase it?

A: Yes, Brighton Ford offers financing on commercial vehicles. The financing can be in an individual's name or in a company name.

 

Q: Can I buy the vehicle I'm currently leasing?

A: Yes, our Finance Managers in our Used Car Department can help you!

 

Q: Do I have to go to the Secretary of State to transfer my plate or to get a new plate?

A: No, Brighton Ford takes care of everything for you! We strive to make the process of purchasing or leasing a vehicle as easy as possible and respect your time. 

 

Q: Will this inquiry hurt my credit?

A: No. All inquiries within 30 days count as one inquiry. 

 

Q: Can I pay off my loan early or any time I want?

A: Yes! All of the loans that Brighton Ford offers are simple interest so you only pay for what you use. You may pay off your balance early anytime you want!

 

Q: What if I have more questions?

A: The Finance Managers at Brighton Ford are more than happy to walk you through the entire process of financing a vehicle or on purchasing a warranty. If you have any questions feel free to reach out to them directly via phone or email and they will be happy to assist.