Finance 101


Finance 101: Shopping for New Ford Models at Brighton Ford

Here at Brighton Ford, financing a car, truck or SUV no longer should be the part of the car shopping experience that you dread the most. Our team of financing experts works to make this process one you enjoy with transparency, clearly explaining your options and simplifying the conversations that we have. Below, we review general car financing, along with the decisions that you will have to make for the new Ford F-150, Escape or Expedition you plan to invest in.

Financing a Car: General Overview

In its simplest form, financing a new daily driver is rather straightforward. Most shoppers choose to use an auto loan through our finance team here at our dealership, who have great relationships with outside lenders in the area. An auto loan typically comes with a down payment and then monthly payments that follow, based on your term, interest rates and other key considerations. The higher down payment you put down up front, the less your monthly payments will be for the future.

These decisions are ones that you will have to make, along with whether to buy or lease. We've gone further into detail on the latter decision below, and some important considerations to keep in mind.

The Benefits of Buying or Leasing

Choosing whether to buy or lease comes down to what you specifically value. Choosing to buy gives you more freedom to customize your vehicle without a contract agreement with condition provisions. No mileage limitations, and your own ability to sell the vehicle at any time, are other highlights. A build-up of equity over time is another key benefit that interests some shoppers.

On the other hand, leasing proves to be a more flexible option for shoppers that plan on moving on from their car every few years. With lease agreements typically lasting just a few years in length, you can upgrade to a new Ford model with the latest features that excite you.  Click here to view Ford lease deals near South Lyon

Review More of What Goes into Ford Financing with our Team Today

Peel back the layers and go deeper into the Ford financing process with the help of our experts today. Fill out a financing form to start on the purchase or lease of a new Ford model you're interested in, and touch base with our team about the questions you currently have.

Learn More About Ford Finance


  • Monday 9am - 9pm
  • Tuesday 9am - 7pm
  • Wednesday 9am - 7pm
  • Thursday 9am - 9pm
  • Friday 9am - 7pm
  • Saturday 9am - 4pm
  • Sunday Closed


Brighton Ford

8240 Grand River
Directions Brighton, MI 48114

  • Sales: (888) 644-9991
  • Service: (888) 826-4760
  • Parts: (888) 504-9291
  1. Brighton Ford

    8240 Grand River
    Brighton, MI 48114

    • Sales: (888) 644-9991
Loading Map...

Make an Inquiry